9 técnicas de gestão de finanças a dois

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[{"selector":"#anim-16f788aa-71e0-4325-8e88-ae0d549cb0d6","keyframes":{"opacity":[0,1]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-401ca654-9337-48c7-9ff9-a8dd5a3e6538","keyframes":{"transform":["rotate(-343deg) translate3d(102.61438%, 0px, 0) rotate(343deg)","rotate(-343deg) translate3d(0px, 0px, 0) rotate(343deg)"]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8c033dc3-bbc5-44aa-920e-204f8550fde1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-633c5844-c791-47ce-986b-8cd879208941","keyframes":{"transform":["rotate(-353deg) translate3d(0px, -121.55364%, 0) rotate(353deg)","rotate(-353deg) translate3d(0px, 0px, 0) rotate(353deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7382c1bd-38f5-4493-8e6c-46f0b63587f7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9f9dc7c5-8504-4a74-a8a6-512e7dccdd9f","keyframes":{"transform":["translate3d(0px, 162.14819%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Orçamento Conjunto: Criem um orçamento mensal juntos que considere as despesas comuns e individuais. Isso ajuda a garantir que ambos estejam alinhados e comprometidos com os gastos e economias. Seta PRÓX 2

[{"selector":"#anim-1cc57440-6a4e-4b0b-8df9-ca9b4019e704","keyframes":{"opacity":[0,1]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3c181d21-3286-4aa9-8c89-6a8dd3f0b990","keyframes":{"transform":["rotate(-343deg) translate3d(102.61438%, 0px, 0) rotate(343deg)","rotate(-343deg) translate3d(0px, 0px, 0) rotate(343deg)"]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a8e992c-5abd-4543-b08f-c597ebca3d59","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ee13d446-360b-448b-bb57-91b778a15218","keyframes":{"transform":["rotate(-353deg) translate3d(0px, -121.55364%, 0) rotate(353deg)","rotate(-353deg) translate3d(0px, 0px, 0) rotate(353deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9ca1dcab-bc33-4b6f-99d0-328d82ff0af5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f2085f49-d31b-4f62-b99e-1d392e8d1298","keyframes":{"transform":["translate3d(0px, 162.14819%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Conta Conjunta para Despesas Comuns: Considerem abrir uma conta conjunta para despesas compartilhadas, como moradia, contas de utilidade e alimentação, enquanto mantêm contas individuais para gastos pessoais. Seta PRÓX 3

[{"selector":"#anim-f961c871-ee17-46da-9d4a-edbbfb36281c","keyframes":{"opacity":[0,1]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0e96234e-541f-49ac-b142-98fddcdfbf01","keyframes":{"transform":["rotate(-343deg) translate3d(102.61438%, 0px, 0) rotate(343deg)","rotate(-343deg) translate3d(0px, 0px, 0) rotate(343deg)"]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1747c3dc-dbb4-4fff-81c1-d93b19a8a9c3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a008b54-8d8c-4003-a71a-e23b2e430025","keyframes":{"transform":["rotate(-353deg) translate3d(0px, -121.55364%, 0) rotate(353deg)","rotate(-353deg) translate3d(0px, 0px, 0) rotate(353deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fed13420-48bc-4391-987d-8ade98d52a5f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a815241-685e-46ed-b6fe-6d9c33edb40f","keyframes":{"transform":["translate3d(0px, 190.01742%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Definição de Metas Financeiras Compartilhadas: Estabeleçam metas de curto, médio e longo prazo juntos, como viagens, compra de casa ou aposentadoria. Isso motiva a poupança e o investimento conjuntos. Seta PRÓX 4

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[{"selector":"#anim-414d0da1-46c9-4526-9b3a-9c0ed1a7e0b1","keyframes":{"opacity":[0,1]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8076a895-25bf-4370-b05a-34de780d42e7","keyframes":{"transform":["rotate(-343deg) translate3d(102.61438%, 0px, 0) rotate(343deg)","rotate(-343deg) translate3d(0px, 0px, 0) rotate(343deg)"]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e80fb8a4-9ed4-4b62-94b5-de1596f37d4f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cbaf130f-09fa-4d69-aff6-a4ff42ed4cb2","keyframes":{"transform":["rotate(-353deg) translate3d(0px, -121.55364%, 0) rotate(353deg)","rotate(-353deg) translate3d(0px, 0px, 0) rotate(353deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-901c415e-16c9-4b3f-93aa-9f7d64f0e6f3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-071722ad-f65c-43ca-aebd-59e42faef6c2","keyframes":{"transform":["translate3d(0px, 162.14819%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Distribuição Equitativa de Responsabilidades: Dividam as responsabilidades financeiras de maneira justa, considerando a proporção de renda de cada um. Isso ajuda a manter um equilíbrio e evita sobrecarregar apenas uma das partes. Seta PRÓX 6

[{"selector":"#anim-fdaf7d0b-9f79-46a0-8377-837a4f1ea190","keyframes":{"opacity":[0,1]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-12b7d71a-3bae-4811-be97-21e0dee85ab3","keyframes":{"transform":["rotate(-343deg) translate3d(102.61438%, 0px, 0) rotate(343deg)","rotate(-343deg) translate3d(0px, 0px, 0) rotate(343deg)"]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f7d0500b-7473-4622-a87a-58a1cb2a4d6a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0e6cd9fb-e670-4d98-b2d9-46ddfd20b37a","keyframes":{"transform":["rotate(-353deg) translate3d(0px, -121.55364%, 0) rotate(353deg)","rotate(-353deg) translate3d(0px, 0px, 0) rotate(353deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-661e69f9-ff0c-4bb4-8c48-a352b95e24f3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5414e3db-8ff5-4b30-8f1d-efe35f7ec9c6","keyframes":{"transform":["translate3d(0px, 162.14819%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Revisões Financeiras Periódicas: Façam reuniões regulares para revisar o orçamento, discutir progressos em direção às metas financeiras e ajustar planos conforme necessário. Isso mantém ambos informados e engajados. Seta PRÓX 7

[{"selector":"#anim-7f5f1ffa-218d-4fa0-8c65-7153af0a443d","keyframes":{"opacity":[0,1]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2502af65-d995-4519-91b7-1179cabda27e","keyframes":{"transform":["rotate(-343deg) translate3d(102.61438%, 0px, 0) rotate(343deg)","rotate(-343deg) translate3d(0px, 0px, 0) rotate(343deg)"]},"delay":0,"duration":700,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dcb89d5f-de2d-46e8-9427-c7393e850caa","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-259d9112-1fed-46da-b830-ebf69544b2bb","keyframes":{"transform":["rotate(-353deg) translate3d(0px, -121.55364%, 0) rotate(353deg)","rotate(-353deg) translate3d(0px, 0px, 0) rotate(353deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3dcc2919-b479-4c5a-9f88-336961666333","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8a399664-ea0b-458e-919c-c5067f2c1ffa","keyframes":{"transform":["translate3d(0px, 190.01742%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Educação Financeira Conjunta: Invistam tempo em aprender juntos sobre finanças pessoais, investimentos e planejamento financeiro. Isso pode incluir ler livros, assistir a seminários ou consultar um planejador financeiro. Seta PRÓX 8

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